My older children had a Homeschool Fall Ball that our Homeschool Group put on. It was very tasteful. I helped decorate for the event. It turned out so lovely. My son decided to surprise his little sister with flowers. This is his last year for things like this (as a Senior). This was Hannah's first year for the ball. Super Sweet. Ethan already owned his suit and he used one of his dad's ties. Hannah's dress cost $30 but she can wear it several times. She plans to wear it for her Christmas Youth Party and Christmas Service. The dress cost $100 but I found it on a closeout website.
I am sharing our Master Pantry List. After typing it all out I plan to go through this list and see where I can cut or changes I could make to cut our list down. I shared things we use for our family at some point through the year. I know a lot will not seem whole foodie or anything of that nature. I am also aware a lot of things I could cut to be more frugal. I do not buy these things monthly. But for time sake I do use these items for quick needs. I am sharing what I would like to have in my pantry due to the fact I know I purchase it at some point through out the year. I know I could make things from scratch more, store more, and preserve more. I am not at that point yet. I plan to get there though. Without further ado....
Canned and Jar Goods
green beans (different styles)
corn (Creamy and whole)
tuna fish (water packed)
cream of mushroom
cream of chicken
cream of celery
cheese sauce (frito chili pie topping)
canned fruit (peaches and pineapples)
mayonnaise/miracle whip for husband
steak sauces (A1, Country Bob's, Worcestershire sauce)
thousand island dressing
low sodium soy
pasta shells (penne, elbow, ziti)
mac and cheese (quick emergency lunch for kids)
turkey jerky (me)
Baking, Spices, and Seasonings
Chili season pack
ranch dressing packs
french onion soup mix
flour (SF, All Purpose, Whole Wheat, Bread flour)
cake mixes (ER quick fixes)
brownie mixes (Quick Fix)
chocolate chips (different kinds)
oils (EVOO, and etc.)
meat seasonings (McCormick mixes)
pumpkin pie spice
lettuce (leafy greens)
grapes (depends on sale)
berries (if in season)
zucchini and squash (seasonal)
peppers (seasonal prices)
fruits and veggies of the season
chicken (breasts, thighs, legs, and whole chickens)
smoked sausage links
vegetables (lima beans, mixed veggies, peas)
ice cream ( a must in our home)
berries (smoothie mix)
frozen items I keep on hand for quick lunches for kids (pizza and chicken nuggets) we do not eat these often but it is nice to have when needed for a quick fun lunch
Here is a neat basic pantry printable. Here is a blank pantry printable to insert your personal pantry needs.
BUDGET!!! The dreaded word for some people. Honestly, I am apart of those people that dread the word. Not because I do not like budgets or that I don't budget partially. It is because I always have a hard time setting them up, making them work, and etc.
It never fails. I will set up this nice budget. I will get all our ducks in a row. I promise the next week we will have a unforeseen expense and it throws us all off.
I know...I know....that you need savings for these things. I know you should have that $1000 ER fund, or sinking fund. I know...I know...BUT what if you don't? For example, every time we will begin our plan to try and work towards having that savings or ER fund something comes up.
I think this is where Prudence comes in. We have to ask ourselves is this situation worth investing at that moment or could we possibly make a decision to put it off until we have the money for it. Prudence is all about making wise choices.
But to be realistic you do need a budget when aiming to be prudent. You need to know where your money is going and how to make it work for you.
My first step is to go over our current budget. Here are my steps to make this painless as possible.
1. Gather all totals of debt owed. (I am crying like a baby here!)
2. Write out all of our fixed expenses.
3. Write out all our expenses that fluctuate such as gas money, clothes, boy's haircuts, groceries, supplies. Things of this nature. Set a more fixed amount if possible for these expenses.
4. Total all income. Then total all expenses.
5. Plan any money left over to go toward debt reduction. Cut any expenses possible if need be to help this area.
This is my first step toward Becoming Prudent. Of course, all this tackled with prayer!
What is your thoughts on Budgets? How do you make them work for you? Any budgeting tips?
Prudent-acting with or showing care and thought for the future (Bing Definition)
Prudent meaning biblically (because that is what counts to me)
PRU'DENT, a. Cautious; circumspect; practically wise; careful of the consequences of enterprises, measures or actions; cautious not to act when the end is of doubtful utility, or probably impracticable.
The prudent man looketh well to his going. Prov.14.
A prudent man foreseeth the evil and hideth himself. Prov.22.
1. Dictated or directed by prudence; as prudent behavior.
2. Foreseeing by instinct; as the prudent crane.
3. Frugal; economical; as a prudent woman; prudent expenditure of money.
I am sharing some scripture that stood out to me during research.
"For which one of you, when he wants to build a tower, does not first sit down and calculate the cost to see if he has enough to complete it? "Otherwise, when he has laid a foundation and is not able to finish, all who observe it begin to ridicule him, saying, 'This man began to build and was not able to finish.' "Or what king, when he sets out to meet another king in battle, will not first sit down and consider whether he is strong enough with ten thousand men to encounter the one coming against him with twenty thousand? "Or else, while the other is still far away, he sends a delegation and asks for terms of peace.
Just reading Proverbs 31 can encourage you or at least open your eyes to see that prudence is a must in our lives as women.
I am working on this in a lot of areas in my life. I believe being wise and prudent is a superb character quality and it can be such a blessing to our homes.
I am trying to let this all sink in as I embark on letting the Lord mold me and shape me. I pray He will help me become prudent. I want to consider how I build our home (pantry, money, and needs). I also do not want it to be an idol or all I focus about. I want to have a happy medium.
What are some simple basic tips you have on Becoming Prudent or shall I say Frugal in today's terms?
Basic Ham and Potato Soup or some may call it Chowder
5-6 medium to large potatoes peeled and cubed
2 cups of chopped ham ( I used Jeannie-O Turkey Ham)
1/2 cup of chopped onions
3/4 stick of butter
2 cups of chicken broth
1 cup of water
3 TB of Flour
salt, pepper, powder, parsley flakes to liking
Cheddar Cheese shred for garnish
Saute butter and onion until ready
add potatoes, broth, water, ham and seasonings
Stir and bring to a boil and then turn down to medium heat for about 5 minutes. Stir and keep an eye on it so it will not scorch. Then turn on low. Cook for about 25 to 30 Minutes stirring occasionally.
Cook until potatoes are soft and tender. Top with cheese.
Share what your favorite soup is!!! I do love this soup/chowder mentioned but my favorite soup is Broccoli and Cheddar Soup.
I won a giveaway over at Monica's, The Homespun Heart. I got an amazing color book and sweet lovely card. Monica is a true gem. I have been visiting her blog for years!!! I always leave refreshed. Even when I take a blogging break (more so for me not to write) I have a few blogs I catch up on occasionally and she is one of them. Her blog is a breath of fresh air. A Blessing In Deed!
We had a our tea time last week. I was under the weather so I kept it really simple. I baked cookies and we had pink lemonade. We just started a Wrinkle In Time for the reading. I love our sweet Tea Time. It is a Blessing In Deed.
Hannah washed and groomed our dog for us saving us some money. She truly still needs a grooming. We do it twice a year and it is about time. But she did a good job! She is a servant! A Blessing In Deed!
I made a yummy pot of Potato and Ham Soup last week. It was so filling! It was the first soup besides Chili due to our warm weather. I can enjoy soup anytime but my husband is not a fan when it is hot. Last week we had some cooler days so I got to make some!! Yay! A Blessing In Deed!
Just a little encouragement for today!
"Why, my soul, are you downcast? Why so disturbed within me? Put your hope in God, for I will yet praise Him, my savior, and my God." -Psalm 42:11