I have lived with different budgets over the years and have learned to be content in all levels. My husband is a full time Pastor but drives a school bus in the School year to pay taxes for our ministry income. We live on a budget which can range from 35,000 to 45,000 yearly with a family of 5. We also are mainly debt free. We have no mortgage or car payments. We do rent due to ministry because of lack of sales of decent home when we moved to the area 3 years ago for my hubs to Pastor.
After researching about becoming more thrifty I realize I lack some skills that can come in handy to cut more expenses.
Knowing some of things below I believe can really contribute to having a success in Prudent Living.
Crafting with things you own
Thrift shopping (good wills, yard sales, consignments)
Knowing local farmers
Learning a talent to trade or barter
Building stock piles (with or without coupons) I do not COUPON
Knowing your stores and sales to get bang for your buck
Learn to do without and be creative with items you have on hand
Knowing how to cut utility costs
Cooking from scratch
Making homemade and reusable daily items
I could go on and on. I plan to learn, and expand on these things above to better our finances and home life.
Please share your thoughts....