Step 1- Pray. In all seriousness! *Smiles*
Step 2- Get Serious- Know our debt, know what our money is and where it is going.
Step 3- Create a Spending Plan (I rather call it this than a budget) Yes...I am laughing.
Step 4- Create a REALISTIC GOAL for paying our debt
Step 5- Make a Freeze on Foo Foo things. YES....I said FOO FOO! That means any stuff not needed, luxury things, things we can do without.....ugh too many "things" we tend to want and think is a need when its not.
This week will be about getting organized and knowing our stuff to set a better path in becoming Debt Free and Good Stewards.
As well as stopping anymore debt from incurring from this point on and freezing on Foo Foo things. I laugh when I type that. But it is what I think stuff we don't need....it is just FOO FOO!